Equipment leasing and equipment financing programs help cash flow and make superior equipment available to you and/or your customers. Whether you're selling or buying capital equipment, keep the following in mind:

What equipment leasing does…
　· Minimizes out-of-pocket costs and typically creates an immediate positive cash flow. 
　· Simplifies budgeting because you establish a limited and fixed payment.
　· Locks rates and eliminates concern over variable interest rates.
　·Creates a direct tax deduction versus loan payments that are proportionally depreciated. 
　· Keeps credit and bank lines available for working capital application.
　· Structures payment for seasonality or start-up needs.  
　· Provides rapid returns on assets versus long payback periods.
　· Hedges against equipment obsolescence.      

What equipment leasing doesn’t do…
　·Create the covenants that many loan agreements do.
　· Require the typical down payments or large deposits.

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