Have you ever felt the anguish of a cash shortfall even when your business was actually turning a profit?

How many times have you said to yourself? "If only I could buy one more copy machine or hire one more assistant, I know I could grow my business!"

Have you ever felt the frustration when you could not pay your vendors on time because you allowed your customers to pay in 30, 60, or 90 days?

Have you or your son or daughter ever tried to finance your own business?

Have you ever felt the sharp pain of disappointment when you realized that you just did not have enough money to finance your dream business?